/* IPO Wallet — shared site styles (brochure design system) */
:root{
  --red:#C81D2D; --red-dark:#A31824; --ink:#141410; --dark:#333;
  --gray:#595959; --ltgray:#8C8C8C; --rule:#D9D9D9; --note:#ECEAE3;
  --alt:#F7F6F2;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:Arial,Helvetica,sans-serif;color:var(--dark);background:#fff;font-size:16px;line-height:1.55}
.mono{font-family:'Courier New',Courier,monospace}
.heavy{font-family:'Arial Black','Archivo Black',Arial,sans-serif;font-weight:900;color:var(--ink);letter-spacing:-.5px;line-height:1.15}
.wrap{max-width:1080px;margin:0 auto;padding:0 24px}
.label{font-family:'Courier New',monospace;font-size:12px;letter-spacing:1px;color:var(--red);text-transform:uppercase}
.label::before{content:"— "}
section{padding:64px 0}
.sec-head{display:flex;align-items:center;gap:10px;margin-bottom:6px}
.sec-head img{width:18px;height:18px}
.sec-head h2{font-family:'Arial Black',Arial,sans-serif;font-weight:900;font-size:28px;color:var(--ink);letter-spacing:-.5px}
.sec-sub{color:var(--gray);margin-bottom:28px;font-size:15.5px}

/* nav */
nav{position:sticky;top:0;background:#fff;border-bottom:2px solid var(--ink);z-index:50}
.nav-in{max-width:1080px;margin:0 auto;padding:14px 24px;display:flex;align-items:center;gap:24px;flex-wrap:wrap}
.nav-in img{height:30px}
.nav-links{display:flex;gap:18px;margin-left:auto;align-items:center;flex-wrap:wrap}
.nav-links a{color:var(--ink);text-decoration:none;font-size:13.5px;font-weight:bold}
.nav-links a:hover{color:var(--red)}
.btn{display:inline-block;background:var(--red);color:#fff !important;padding:10px 20px;text-decoration:none;font-weight:bold;font-size:14px;border:none;cursor:pointer}
.btn:hover{background:var(--red-dark)}
.btn-ghost{display:inline-block;background:#fff;color:var(--ink) !important;padding:10px 20px;text-decoration:none;font-weight:bold;font-size:14px;border:2px solid var(--ink)}
.btn-ghost:hover{border-color:var(--red);color:var(--red) !important}

/* hero */
.hero{padding:72px 0 56px;border-bottom:1px solid var(--rule)}
.hero h1{font-family:'Arial Black',Arial,sans-serif;font-weight:900;font-size:clamp(34px,5vw,52px);color:var(--ink);letter-spacing:-1px;line-height:1.1;margin:14px 0 18px}
.hero p.lead{font-size:18px;color:var(--gray);max-width:820px;margin-bottom:28px}
.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(170px,1fr));gap:12px;margin:34px 0 8px}
.stat{border:1px solid var(--rule);padding:12px 14px}
.stat .k{font-family:'Courier New',monospace;font-size:11px;color:var(--ltgray);letter-spacing:1px}
.stat .v{font-family:'Courier New',monospace;font-weight:bold;font-size:19px;color:var(--ink)}

/* plus bullets */
.plus-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(320px,1fr));gap:14px 40px}
.plus{padding:10px 0;border-bottom:1px solid var(--rule);font-size:15.5px;color:var(--dark)}
.plus::before{content:"+";color:var(--red);font-weight:bold;margin-right:10px}

/* pricing */
.price-block{border:1px solid var(--rule)}
.price-head{background:var(--ink);color:#fff;padding:18px 22px}
.price-head .label{margin-bottom:4px;display:block}
.price-head h3{font-family:'Arial Black',Arial,sans-serif;font-size:22px;font-weight:900}
.price-row{display:grid;grid-template-columns:220px 170px 1fr;gap:16px;align-items:center;padding:20px 22px;border-top:1px solid var(--rule)}
.price-row .name{font-weight:bold;font-size:18px;color:var(--ink)}
.price-row .tag{font-family:'Courier New',monospace;font-size:10.5px;color:var(--ltgray);letter-spacing:1px}
.price-row .amount{font-family:'Courier New',monospace;font-weight:bold;font-size:30px;color:var(--ink)}
.price-row .desc{color:var(--gray);font-size:14px}
.includes{background:var(--note);padding:26px 26px 14px;margin-top:22px}
.includes .label{display:block;margin-bottom:16px}
.inc-item{display:flex;gap:12px;margin-bottom:16px;font-size:14.5px}
.inc-item img{width:14px;height:14px;margin-top:3px;flex:none}
.inc-item b{color:var(--ink)}
.inc-item span{color:var(--gray)}

/* roadmap */
.road{border-left:3px solid var(--red);margin-left:10px;padding-left:34px}
.step{position:relative;padding-bottom:34px}
.step::before{content:"";position:absolute;left:-44px;top:4px;width:17px;height:17px;background:var(--red);border:4px solid #fff;outline:1px solid var(--rule);border-radius:50%}
.step .num{font-family:'Courier New',monospace;font-weight:bold;color:var(--red);font-size:14px}
.step h3{font-size:19px;color:var(--ink);margin:2px 0 6px}
.step p{color:var(--gray);font-size:15px;max-width:780px}
.step .meta{display:inline-block;margin-top:8px;font-family:'Courier New',monospace;font-size:11.5px;background:var(--note);padding:4px 10px;color:var(--dark)}
.escrow-bar{display:flex;margin:14px 0 4px;max-width:760px}
.escrow-bar div{color:#fff;font-family:'Courier New',monospace;font-weight:bold;font-size:11.5px;padding:8px 8px;margin-right:3px}
.escrow-caption{font-family:'Courier New',monospace;font-size:10.5px;color:var(--ltgray)}

/* team */
.team-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:24px}
.person{border:1px solid var(--rule)}
.photo-slot{aspect-ratio:1/1;background:var(--alt);border-bottom:1px solid var(--rule);display:flex;align-items:center;justify-content:center;flex-direction:column;gap:8px;color:var(--ltgray);position:relative;overflow:hidden}
.photo-slot img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:1}
.photo-slot .ph-icon{width:56px;height:56px;border-radius:50%;background:var(--rule);position:relative;overflow:hidden}
.photo-slot .ph-icon::before{content:"";position:absolute;left:50%;top:12px;transform:translateX(-50%);width:18px;height:18px;border-radius:50%;background:#fff}
.photo-slot .ph-icon::after{content:"";position:absolute;left:50%;top:34px;transform:translateX(-50%);width:34px;height:26px;border-radius:50% 50% 0 0;background:#fff}
.photo-slot small{font-family:'Courier New',monospace;font-size:10.5px;letter-spacing:1px}
.person .info{padding:16px 18px}
.person h3{font-size:18px;color:var(--ink)}
.person .role{font-family:'Courier New',monospace;font-size:11px;color:var(--red);letter-spacing:1px;text-transform:uppercase;margin:2px 0 10px}
.person p{font-size:13.5px;color:var(--gray)}

/* partners */
.partner-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px}
.partner{border:1px dashed var(--ltgray);padding:18px;text-align:center;background:#fff}
.partner .logo-slot{height:74px;background:var(--alt);display:flex;align-items:center;justify-content:center;margin-bottom:12px;font-family:'Courier New',monospace;font-size:10.5px;color:var(--ltgray);letter-spacing:1px}
.partner h4{font-size:14.5px;color:var(--ink)}
.partner p{font-size:12.5px;color:var(--gray);margin-top:4px}

/* form */
.form-wrap{background:var(--note);padding:36px}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.form-grid .full{grid-column:1/-1}
label.f{display:block;font-family:'Courier New',monospace;font-size:11px;letter-spacing:1px;color:var(--dark);margin-bottom:5px;text-transform:uppercase}
input[type=text],input[type=email],input[type=tel],select{width:100%;padding:11px 12px;border:1px solid var(--ltgray);background:#fff;font-family:Arial,sans-serif;font-size:14.5px;color:var(--ink)}
input:focus,select:focus{outline:2px solid var(--red);border-color:var(--red)}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:12.5px;color:var(--gray)}
.consent input{margin-top:3px}
.err{color:var(--red);font-size:12.5px;margin-top:10px;display:none;font-weight:bold}

/* Q&A */
.qa{border:1px solid var(--rule);margin-bottom:10px}
.qa summary{cursor:pointer;padding:16px 18px;font-weight:bold;color:var(--ink);font-size:15.5px;list-style:none;display:flex;gap:12px}
.qa summary::before{content:"+";color:var(--red);font-weight:900;font-family:'Arial Black',Arial,sans-serif}
.qa[open] summary::before{content:"–"}
.qa .a{padding:0 18px 18px 40px;color:var(--gray);font-size:14.5px}
.qa .a p{margin-bottom:10px}

/* tables */
table.cmp{width:100%;border-collapse:collapse;font-size:14px}
table.cmp th{background:var(--ink);color:#fff;font-family:'Courier New',monospace;font-size:11px;letter-spacing:1px;text-align:left;padding:10px 12px;font-weight:normal}
table.cmp td{padding:12px;border-bottom:1px solid var(--rule);color:var(--dark);vertical-align:top}
table.cmp tr:nth-child(even) td{background:var(--alt)}

/* CTA band */
.cta-band{background:var(--red);color:#fff;padding:40px;display:flex;flex-wrap:wrap;gap:24px;align-items:center;justify-content:space-between}
.cta-band h2{font-family:'Arial Black',Arial,sans-serif;font-size:26px;font-weight:900}
.cta-band p{opacity:.93;margin-top:6px}
.cta-band .mono{font-size:14px;text-align:right;line-height:1.8}

/* risk callout */
.risk{border:2px solid var(--ink);padding:22px 24px;background:#fff}
.risk h3{font-family:'Arial Black',Arial,sans-serif;color:var(--ink);font-size:17px;margin-bottom:8px}
.risk p{font-size:13.5px;color:var(--gray)}

/* footer */
footer{background:var(--ink);color:#B9B7AE;padding:52px 0 36px;font-size:13px;margin-top:40px}
footer .cols{display:grid;grid-template-columns:2fr 1fr 1fr;gap:36px;margin-bottom:32px}
footer h4{color:#fff;font-size:13px;letter-spacing:1px;text-transform:uppercase;margin-bottom:12px;font-family:'Courier New',monospace}
footer a{color:#E8E6DF;text-decoration:none}
footer a:hover{color:#fff;text-decoration:underline}
footer li{list-style:none;margin-bottom:8px}
footer .legal{border-top:1px solid #3A3A34;padding-top:22px;font-size:11.5px;line-height:1.7;color:#9C9A91}
footer .legal p{margin-bottom:10px}
footer .logo-foot{height:26px;margin-bottom:14px;filter:brightness(0) invert(1)}

@media(max-width:760px){
  .price-row{grid-template-columns:1fr;g